Health Insurance

Health insurance covers medical expenses incurred due to illness, injury, or hospitalization. It helps pay for doctor visits, surgeries, diagnostic tests, and emergency services, ensuring that you and your family receive timely medical care without worrying about high costs.

• Key Benefits: Covers hospitalization, doctor’s consultations, medicines, and sometimes preventive care.

• Best for: Individuals and families looking to manage healthcare costs and safeguard against medical emergencies.

Here are some common examples of health insurance plans that cater to various healthcare needs:

Individual Health Insurance

This type of health insurance covers an individual against medical expenses incurred due to illness, injury, or hospitalization. It typically includes coverage for doctor consultations, hospitalization, surgeries, and sometimes outpatient treatments

Family Floater Health Insurance

A family floater policy provides health coverage to the entire family under a single sum insured. It is more affordable than individual policies for each family member and includes coverage for hospitalization, medical treatments, and sometimes preventive health check-ups.

Critical Illness Insurance

This type of insurance offers a lump sum payout upon the diagnosis of a critical illness, such as cancer, heart attack, kidney failure, etc. It is designed to provide financial support for the treatment and recovery process of life-threatening conditions.

Top-Up Health Insurance

Top-up insurance is an additional health insurance plan that provides extra coverage over and above the base health insurance policy. It is more affordable and can be used when the original policy's coverage limit is exhausted.

Maternity Health Insurance

This type of insurance covers expenses related to pregnancy, childbirth, and newborn care. It typically includes pre- and post-natal care, delivery costs, and sometimes vaccination for the newborn.

Personal Accident Insurance

This insurance provides coverage for accidental injuries, disabilities, or death caused by accidents. It typically includes medical treatment for injuries, accidental death benefits, and sometimes compensation for permanent disability.

Protect What Matters Most

Ready to secure your future with the right insurance? Contact Insurance Advisory today and let us guide you to comprehensive coverage that provides peace of mind.